AvLife.org is the Leaders In Financial Education’s Antelope Valley Associate Chapter of Financial Hope For America, a non-profit 501(c)3 organization helping educate families on the financial basics necessary to ensure financial security and financial freedom.

Here are the some of the topics we cover.

• Understanding Active VS Passive Income
• Understanding Your Expenses
  Manage your income in a way that allows you to achieve financial freedom which means you have a chance at a comfortable lifestyle in the future.    By following a guideline of management which includes an emergency savings account, retirement savings, an account for your family’s education, savings for vacations and fun and money to give back or for a loved one in trouble, you are taking care of all categories of income management.
  Suggested percentages to manage income and expenses – use regardless of your income amount.
  •    30% mortgage/rent
  •    30% living expenses – medical, transportation, utilities, food & groceries, life insurance
  •    10% for the future (retirement)
  •    10% emergency savings / mid term savings
  •    10% donations to charity/giving
  •    10% entertainment/ vacations/ holidays
  Remember, pay yourself first.  Manage your money to pay your expenses, invest and save significant amounts of money to meet financial goals and prepare for your future and reach financial freedom.
• Benefits of a Second Income Business
• Emergency Savings
  Financial security is achieved through financial planning.  A significant part of that planning must be an emergency savings account.  With it you will be prepared for any emergency or tough times.  The question is, how much should you save?  How much is enough?  The answer – three to six months worth of expenses is a general guideline.  Those who are self employed need to save nine to twelve months worth of expenses.

Along with income managment, we focus on areas of debt managment, savings strategies and asset protection.  Call our offices, or enter your name and e-mail address in the form to the right…

Our goal is to help you stay in your home.

There are some very important steps to take in order to give yourself some breathing room.

1. Contact our office at 877-LIFE-110 and speak with one of our certified foreclosure stop specialists.
2. We will help you fill out and submit a stop foreclosure form.
3. Once the foreclosure is stopped, we will make some recommendations about resources that will help you with your options.

There are options that you may not be aware of. Leaders In Financial Education and Financial Hope For America are prepared to assist.